ONEKYC // INDUSTRY_07[ BANK · NEOBANK ]
FOR NEOBANKS
KYC & AML
for neobanks
NeobanksEMICard programsFintech banks
Account opening in minutes, KYC and built-in AML with banking-grade compliance. For neobanks, EMIs and card programs.
> ACCOUNT REQUEST _
70%
Faster account opening
SYS.01 // ACCOUNT
An account in minutes,
not days
Branchless bank onboarding: verification, screening and decision — while the customer is still in the app.
01[ IDENTITY ]
Identity verification
Document, selfie and liveness on a single screen — the customer opens an account without leaving the app.
livenessNFC
02[ DATA ]
Address & data
Address confirmation and registry checks — no paperwork or branch visit.
PoAeIDV
03[ DEVICE ]
Anti-fraud
Device fingerprint, duplicates and fraud signals against synthetic identities.
devicesynthetic ID
SYS.02 // COMPLIANCE
AML // BANKING
Banking compliance
out of the box
Sanctions, PEP, monitoring and audit log — regulator compliance without a separate AML system.
SANCTIONS01
Sanctions & PEP
Cross-checking against OFAC, EU, UN and the PEP database in real time.
MONITOR02
Continuous monitoring
Automatic re-checks when sanctions lists are updated.
RISK03
Risk scoring
Customer risk assessment and assignment of a due-diligence level.
AUDIT04
Audit log
A full trail of decisions and evidence for the regulator.
SYS.03 // INTEGRATION
Integrate however you like
01SDK
Mobile SDK
iOS, Android, React Native and Flutter — native account opening.
02WEB
Web SDK
Embeds into the bank's web onboarding.
03API
REST API
HMAC, 30+ webhooks and Swagger — integration in a day.
04CORE
Core banking
Integration with the core banking system and BaaS providers.
05FLOW
No-code Workflow
Build account onboarding from steps and conditions with no code.
SYS.04 // FLOW
The bank customer journey
01
Request
The customer requests an account in the bank's app.
02
Identity
Document, selfie and liveness in minutes.
03
AML
Sanctions, PEP and risk scoring.
04
Decision
Automatic decision by risk level.
05
Account opened
The card is issued — the customer pays right away.
DEPLOY // NEOBANK
Open accounts
in minutes